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Best Zelle Casinos 2024

Born in the USA, Zelle is a money transfer system originally designed for peer-to-peer funds transfers inside the Zelle network. They’ve been around since 2011, but took off when they were sold to a company called “Early Warning Services” in 2016.

Since then, they’ve become a major player in online gambling, particularly in the United States. Zelle is available through a number of US banks and credit unions, including Bank of America, Chase, Citi, and Wells Fargo.

👉 For the most part, Zelle can only be used to send money within the United States. It is not commonly accepted as a direct payment method for online casino gambling in the UK or other countries.

What is a Zelle Casino?

Zelle casinos are some of the world’s most well-respected and secure online gambling venues. It is owned by a conglomerate of respected and trustworthy US financial institutions, including Bank of America, Citibank, and Capital One. No other payment method in this space can make that claim. That makes Zelle casinos a trusted and safe place to gamble.

As for speed and efficiency, Zelle can provide instant deposits, even for no-deposit casinos and most withdrawals are processed within twenty-four hours. There are normally no fees to use Zelle.

The company doesn’t charge for its use, casinos rarely charge for deposits, and banks treat it as a convenience that helps retain customers. Everyone wins when you choose Zelle for casino gambling.

On the downside, Zelle is exclusive to the United States, so gamblers in the UK, EU, Africa, and Asia don’t have access to it. If you’re a US resident with a local bank account, Zelle is one of the top options you can choose for online casino gambling. Zelle currently has 86 million users, with an estimated 50,000 more joining daily.

Pros and Cons of Zelle Casinos

There are always going to be some drawbacks any time you have a payment method that’s limited to one country. The United States is a good country to choose if you must do that. According to Statista, 263 million Americans use the Internet for online shopping. That’s a huge target base for online casinos. Here are the good and bad points of that:

  • Thumbs-Up US banks eliminated the third party in payment processing when they developed Zelle
  • Thumbs-Up The user experience is very simple to use Zelle for online gambling
  • Thumbs-Up Deposits are instant and ithdrawals take less than a day
  • Thumbs-Up The banks own it, so there are no fees to use this payment method
  • Thumbs-Down Not available in the UK for gambling or other transactions
  • Thumbs-Down Withdrawals could be difficult if the casino bank is not US-based

How to Make a Casino Deposit With Zelle

You can make your deposit in US dollars or use Zelle to purchase Bitcoin that can be used to gamble with. The latter may require a connection to a third-party app like Localbitcoins. Zelle doesn’t currently connect to Coinbase, but that may be coming soon. Of course, you could skip all that and deposit good old-fashioned cash. Here’s how:

  1. Create a casino account at your preferred Zelle online casino.
  2. Go to the cashier’s window or banking area on the site.
  3. Select “Zelle” as your deposit option.
  4. Follow the instructions. Wait for the redirect.
  5. Confirm your deposit.

Zelle is attached to your debit card so the transaction will show up on your monthly bank statement. Once the money shows up in your casino account, you’re ready to play. Choose from your favourite casino games or slots and try to win some dough.

Zelle Casinos Deposit Fee

Zelle does not charge fees to make a casino with a small deposit. On the other hand, the casino has the right to charge processing fees if they feel they’re justified. Most of them don’t because that would chase many players away from the table, but it’s important to know that fees might be possible.

Read the terms and conditions at the cashier’s window to find out for sure.

How to Make a Casino Withdrawal With Zelle

If your favorite casino allows you to deposit with Zelle but won’t accept it as a withdrawal option, they may not be doing business with the US. In that case, a bank or financial institution. This gets a little convoluted, so just read the menu at the cashier’s window to see if Zelle is an option for payouts. If it is, here are the steps you need to take:

  1. Go back to the cashier’s window where you started this whole thing.
  2. Enter “Zelle” as your preferred withdrawal option if it’s accepted.
  3. Follow the instructions you provided. Wait for the redirect.
  4. Confirm your withdrawal.

Zelle Payout Fees

Payout fees are handled the same way deposit fees are. Zelle does not charge them. The casino might. Some Zelle casinos charge a percentage of the withdrawal, and some charge a flat-rate fee. Think of it as their portion of the pot you just won. The house always gets its piece somehow. This is how online casinos get theirs.

Zelle Online Casinos Withdrawal Time

This might be the best feature of using Zelle for casino gambling. Their payouts are some of the fastest in the industry. Most online gamblers will see money in their bank account twenty-four hours after requesting a quick casino payout. If it takes longer, the casino probably has a holding period. That’s common, particularly with smaller casinos.

How to Setup a Zelle Account

Before setting up a Zelle account, you must confirm that your bank or credit union is on the Zelle network. This can be done by going to Zellepay.com and clicking on the bank locator. If your bank is there, download the Zelle mobile app from the App Store or Google Play and have the following information available for the setup process:

  • Valid email address.
  • Valid mobile phone number.
  • Valid MasterCard or Visa debit card.

Zelle does not accept credit cards or any cards associated with international deposit accounts. Only US-based bank debit cards with a Visa or MasterCard logo are accepted.

Why Choose Zelle Online Casinos?

Since Zelle is only available in the United States, this question is only valid for Americans. Why would you use Zelle for online gambling? It’s safe, secure, and connected directly to your bank account. No credit card bills are coming in later, and the banks own the app, so security is their top priority. Zelle is a great option if your casino accepts it.

Zelle Casinos FAQs

Zelle is best known as a peer-to-peer service that can be used to send money with an email or mobile phone number. That’s slightly different from making a casino deposit, but the transfer technology is the same. Here are the questions people most frequently ask about this:

No. Zelle cannot be used at live-action casinos, only online.

Yes. Many online casinos accept Zelle as a deposit option, though some of those may not let you use it for withdrawals or payouts.

There’s no reason not to use Zelle at an online casino if you can. It’s safe, secure, fast, and user-friendly, everything an online gambler looks for in a payment app.

Yes. If the casino has slots, a Zelle deposit is cash to use them.

Banks own Zelle, and banks are serious about their security. They’ll block your gambling site if they see suspicious behaviour or get too many complaints.

No. Only casinos that do business with US banks accept Zelle.

Scroll to the top of this page to see a full list of real-money Zelle online casinos.

The top-rated real money Zelle casino is BetMGM Casino, a United States online casino headquartered in Jersey City, New Jersey.

Zelle is a United States–based digital payments network owned by Early Warning Services, LLC, a private financial services company owned by Bank of America, Truist, Capital One, JPMorgan Chase, PNC Bank, US Bank, and Wells Fargo.

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Kevin Flynn is a lean start-up business consultant, PowerMBA, and Senior Financial Markets Editor at Investors Prism. He lives in Leominster, Massachusetts, with his wife…

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