Best Monzo Casinos 2025

Monzo has taken the online gambling world by storm. Originating in the UK and now a full-service bank, their digital wallet has become one of the more popular online casino payment methods in the British Isles, with an expanding footprint in the EU and the United States.

If you’re gambling online in any of these regions, you see Monzo at the cashier’s window. Monzo is a leading provider of online casino gaming services.

What is a Monzo Casino?

Monzo Casino is an online casino that accepts Monzo as payment. Monzo is more than just a payment option, however. The digital wallet is part of Monzo Bank Ltd, a full-service bank that provides its customers with bank accounts, credit cards, and investment services. Monzo works in the online casino world as a prepaid credit card offered digitally and physically. It’s accepted widely throughout the world.

Monzo offers instant deposits, the ability to block gambling sites, and bank-level security. They have their rewards program and a process that ensures you get any casino bonuses offered at your favourite online gambling sites. Select casinos even offer merchandise and tech prizes to players who use Monzo for casino deposits.

Customer service at Monzo is available 24/7. One of the few payment providers can make that claim, and it’s not just emailed support. Believe it or not, there’s a phone number published on their website. This is good news for players who like to play through the night.

Pros and Cons of Monzo Casinos

There’s a lot to like about Monzo, but no payment system is perfect. Speedy deposits, great security, and blocking capabilities are great features, but Monzo is still a UK-based system. Their cards are available in the United States, but many of their banking services are still strictly the UK, as are most of the casinos where Monzo is accepted.

How to Make a Casino Deposit With Monzo

Anyone gambles at an online casino know how to find the cashier’s window. If this is your first time, look in the top right corner of the website. That’s where you’ll usually find it. If there’s no “cashier’s window”, look for a sign that says, “banker’s area”. It’s usually one of those two. Once you get there, complete the following steps:

1. Select “Deposit”.
2. Enter the amount you want to deposit.
3. Select “Monzo” or “MasterCard Debit” as your payment option.
4. Enter your Monzo Card numbers, expiration date, and CVV code if requested.
5. Wait for a redirect to the Monzo website.
6. Wait for a redirect back to the casino website.
7. Wait for a deposit confirmation.

The last three steps take only minutes, so you won’t wait long before the funds appear in your casino account. Once there, you can start gambling right away. There should be no limitations on the games you can play, and Monzo has no transaction limits, so you can deposit as much as you want, as often as you want.

That makes it a good card for casual players and high rollers.

Monzo Casinos Deposit Fee

There are no fees from Monzo to use your Monzo Card for a little casino deposit, and most casinos don’t charge a fee when you make a deposit. Since Monzo is a full-service bank, they have several sources of revenue and don’t need to charge their customers extra for what should be no-fee transactions. Premium accounts are available but not required for gambling.

How to Make a Casino Withdrawal With Monzo

Monzo is a prepaid digital wallet system on which you can maintain a balance. You can also use it for quick casino withdrawals, aka “payouts”. The process for a casino withdrawal is almost identical to the casino deposit process. Go back to the cashier’s window or banking area and complete the following steps to initiate your withdrawal:

1. Select “Withdrawal”.
2. Enter the amount you want to withdraw.
3. Select “Monzo” as your withdrawal option.
4. Enter your Monzo Card numbers.
5. Wait for a redirect to the Monzo website.
6. Wait for a redirect back to the casino website.
7. Wait for a withdrawal confirmation.

Monzo Payout Fees

As with deposits, Monzo will not charge you a fee for an online casino payout, but the casino might. Casinos are charged a processing fee for MasterCard transactions, so they may choose to pass that fee along to their players. This is not the case at all casinos, so read the terms and conditions before initiating your withdrawal. The fees should be clearly stated.

Monzo Online Casinos Withdrawal Time

The casino usually controls withdrawal time. They may have a one to three days holding period, or their bank may be slower than Monzo. The time needed to move money to a Monzo card should be just a few minutes, but most casinos take at least twenty-four hours. After you’ve done this once at your preferred casino, you’ll know how long it takes.

How to Setup a Monzo Account

Monzo operates in the United Kingdom and the United States, so the setup process may differ from where you come from. It can be downloaded as an app on your phone so that you can search Google Play or the App Store for it, or you can go to Monzo.com and click “sign-up” in the top right corner.

That will take you to a page with a QR code to get the mobile app. Once you get that, all you need is your phone and a valid ID to start.

1. Navigate to Monzo.com or find the Monzo mobile app for your phone.
2. Enter your personal information.
3. Provide a valid ID to prove your identity.
4. Add a bank account or credit card for funding.

UK residents can open a traditional Monzo Bank Ltd checking or savings account. US residents can get the Monzo Card to gamble with or use on eCommerce sites, but the banking products may not be available.

Monzo’s United States banking affiliate is Sutton Bank of Ohio, so you can go directly to them if you need banking. Also, if you are using Monzo to gamble, you can find many no deposit casinos.

Why Choose Monzo Online Casinos?

Sometimes you need to look beyond the debit card logo. On the surface, Monzo looks like just another MasterCard. The technology behind it makes it much more than that. Since Monzo is a bank, its security is better than most other payment apps. Their deposits happen instantly, and payouts should show up within twenty-four hours.

Monzo Casinos FAQs

When something is new to you, ask questions. Monzo has been around since 2016, but many online gamblers haven’t used it before. It’s also only recently available in the United States. The following questions are the ones most commonly asked: